CRITICAL ILLNESS INSURANCE

Guaranteed Acceptance - No Medical Questions, Exams, or Blood Tests for Members Actively at Work!

Critical Illness Insurance provides a lump-sum cash benefit for covered illnesses, helping you manage out-of-pocket cost and unexpected expenses. Use your payment however you need – to cover medical bills, rehabilitation costs, travel for treatment, or everyday expenses – so you can focus on recovery, not finances.
Tax-Free Lump-Sum Benefit
  • Guaranteed Coverage: Receive a lump-sum benefit when diagnosed with a covered illness.
  • Higher Coverage Available: Enhance your coverage and increase your benefit with a few basic health questions.
Covered Critical Illnesses Include 
  • Heart attack (myocardial infarction)
  • Major organ failure
  • End stage renal failure
  • Invasive cancer
  • Stroke
  • Coronary artery disease (partial benefit)
  • Carcinoma in situ (partial benefit)
Additional Benefits
  • Skin cancer – $250 lump-sum benefit 
  • $50 annual cash wellness benefits for members and insured spouses.
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  • Covered after 12 months of enrollment
Family Coverage Options
  • Extend protection to your spouse and children for extra security and peace of mind for the whole family.

How Members Benefit