Life Insurance with “Living Benefits” helps provide financial support for you and your family in the event of a terminal illness or chronic condition.

Tax-Free Cash Benefits for Your Loved Ones

• Guaranteed Coverage: Up to a $200,000 death benefit.

• Higher Coverage Available: Increase your death benefit by answering a few basic health questions.

Chronic Illness Rider

• If you are diagnosed with a chronic illness and need help with daily activities, you will have access to a portion of your policy’s death benefit to cover medical expenses, home care, or personal needs.

Terminal Illness Rider

• If you are diagnosed with a terminal illness, you will have access to a portion of your policy’s death benefit. This gives you flexibility to manage expenses, make plans, and focus on meaningful time with your loved ones without financial worry.

Family Coverage Options

• Extend protection to your spouse and children for extra security and peace of mind for the whole family.